The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.
| Account Activity Printout | $5.00 |
| Account Balancing Assistance | $25.00 per hour after first fifteen (15) minutes |
| Account Closing – if closed within ninety (90) days of opening | $25.00 |
| Account Research | $25.00 per hour |
| Cashier’s Checks | $5.00 per check |
| Chargebacks | $0.00 |
| Bank Drafts | $5.00 per check |
| Check Printing | Fee varies on style/quantity of check(s) ordered |
| Counter Checks | $5.00 per book of ten (10) checks |
| Daily Overdraft – after five (5) consecutive business days | $5.00 per day |
| Dormant Savings or Checking – if balance falls below $1,000 | $5.00 per month |
| Fax | $1.00 per page, $2.00 minimum |
| Garnishments or Levies | $75.00 |
| Money Orders | $3.00 per check |
| Notary Service | $1.00 |
| Paid Item Overdraft – each | $30.00 |
| Photocopies | $0.50 per page |
| Returned Item Overdraft – each | $30.00 |
| Returned Loan Payments | $25.00 |
| Safe Deposit Box Late Fee | $5.00 annually |
| Statements | $5.00 per statement |
| Statements w/ Images | $8.00 per statement |
| Special Statement Cutoff | $10.00 |
| Stop Payments | $25.00 each |
| Wire Transfers – incoming | $15.00 |
| Wire Transfers – outgoing | $30.00 |
| Replacement Debit/ATM Cards | $10.00 per card |
| License Plate Sticker Renewal | $6.00 fee* |
* Non-customers may only pay License Plate Sticker renewal with cash. No checks will be accepted from Non-customers.
During regular business hours, please call First Bank & Trust to report lost or stolen cards.
Phone: (618) 687-1711
Hours: Monday-Friday 8:00am – 4:00pm
After regular business hours, weekends, or holidays, please call appropriate toll-free number below
For Debit Cards: 1-844-202-5333
For Credit Cards: 1-800-445-9272
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